Final Expense Whole Life Insurance

Final expense life insurance, also known as Funeral or Burial Insurance, is a specialized whole life policy designed to cover the costs associated with the end of life. It’s usually more affordable than standard whole life insurance and helps your loved ones manage the often surprising and substantial expenses that can arise during this time. By having a final expense insurance plan in place, you can relieve the financial stress and allow your family to concentrate on what truly matters—healing and cherishing their memories.

Get a Quote for Final Expense Whole Life Insurance. Our experienced insurance agents are here to help you choose a plan tailored to your specific needs

What Does Final Expense Insurance Cover?

Types of Final Expense Insurance

There are three main types of final expense insurance: simplified issue whole life insurance, guaranteed issue whole life insurance, and critical illness life insurance. When selecting a final expense insurance policy, it’s important to consider your budget, health status, and coverage needs. Below is a summary of the different types of final expense insurance to help you choose the one that best suits your requirements:

Burial insurance for final expenses

Burial insurance is designed to cover funeral and cremation costs after your passing. It can also be used by the beneficiary to settle other debts, such as medical bills, mortgage loans, or credit card balances. Similarly, funeral insurance handles funeral expenses but is typically paid directly to a funeral home instead of to family members.

If you’re concerned about premium costs, consider insurance options that offer low premiums while still providing a death benefit sufficient to cover final expenses. This benefit can also help with other financial obligations like hospital and doctor bills or estate settlement costs.

Shop final expense plans from major providers Mutual of Omaha, Colonial Penn, Aetna Final Expense Insurance, Transamerica, Gerber Life.